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Terms of Use


Website Terms and Conditions of Use

1. Terms

By accessing this Website, accessible from insureninja.com, you are agreeing to be bound by these Website Terms and Conditions of Use and agree that you are responsible for compliance with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained in this Website are protected by copyright and trademark law.

2. Not Professional Advice

The content published on InsureNinja is provided for general informational and educational purposes only. It is not insurance, financial, legal, or tax advice, and it should not be relied upon as a substitute for advice from a licensed insurance professional, broker, attorney, or other qualified advisor. Insurance products, coverage requirements, eligibility rules, and pricing vary by individual circumstance, insurer, and jurisdiction, and they change over time. Before purchasing, changing, or relying on any insurance coverage, you should confirm the details with a licensed professional and the relevant insurer or authority. InsureNinja does not sell insurance, issue policies, provide quotes, or recommend specific policies, insurers, or products for your situation.

3. Use License

Permission is granted to temporarily download one copy of the materials on InsureNinja’s Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;

  • use the materials for any commercial purpose or for any public display;

  • attempt to reverse engineer any software contained on InsureNinja’s Website;

  • remove any copyright or other proprietary notations from the materials; or

  • transfer the materials to another person or “mirror” the materials on any other server.

This license permits InsureNinja to terminate it upon violation of any of these restrictions. Upon termination, your viewing right will also be terminated, and you should destroy any downloaded materials in your possession whether in printed or electronic format.

4. Disclaimer

All the materials on InsureNinja’s Website are provided “as is.” InsureNinja makes no warranties, whether expressed or implied, and hereby disclaims all other warranties. Furthermore, InsureNinja does not make any representations concerning the accuracy, timeliness, or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.

5. Limitations

InsureNinja or its suppliers will not be held accountable for any damages that arise from the use of, or inability to use, the materials on InsureNinja’s Website, even if InsureNinja or an authorized representative of this Website has been notified, orally or in writing, of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for incidental damages, these limitations may not apply to you.

6. Revisions and Errata

The materials appearing on InsureNinja’s Website may include technical, typographical, or photographic errors. InsureNinja does not warrant that any of the materials on its Website are accurate, complete, or current. InsureNinja may change the materials contained on its Website at any time without notice. InsureNinja does not make any commitment to update the materials.

7. Links

InsureNinja has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The presence of any link does not imply endorsement by InsureNinja of the site. The use of any linked website is at the user’s own risk.

8. Site Terms of Use Modifications

InsureNinja may revise these Terms of Use for its Website at any time without prior notice. By using this Website, you are agreeing to be bound by the current version of these Terms and Conditions of Use.

9. Your Privacy

Please read our Privacy Policy, which explains how we collect, use, and protect your information.

10. Governing Law

Any claim related to InsureNinja’s Website shall be governed by the laws of the United States without regard to its conflict of law provisions.